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Post by Totheleft on Nov 23, 2024 13:13:28 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . so them that work for 29yrs and dont receive state pension are in your book are lifes losers and envious |
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Post by Red Rackham on Nov 23, 2024 13:22:03 GMT
Yep. If you don't save enough for your pension you should be left to starve. Bring back the Victorians I say. The problem is saving for old age is the last thing todays youth have on their mind, it's not way down the list of priorities, it's not even on the list of priorities. The importance of saving for the future should be instilled from school, it should be a part of the national curriculum. Sadly it's not considered important enough, these days encouraging little boys that it's OK to wear a dress is far more important than planning for a secure future. |
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Post by zanygame on Nov 23, 2024 13:22:30 GMT
It should be affordable but it isnt as there are too many freeloaders in the system Proportionally the numbers are quite small. The far bigger issue is the number not earning enough while working an needing top up benefits. A prime cause of this is house prices/ rents/mortgages |
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Post by Bentley on Nov 23, 2024 13:23:38 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . so them that work for 29yrs and dont receive state pension are in your book are lifes losers and envious Give examples of “ them that work for 29yrs and don’t receive state pension “. Try to post it in English . |
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Post by zanygame on Nov 23, 2024 13:29:19 GMT
Yep. If you don't save enough for your pension you should be left to starve. Bring back the Victorians I say. The problem is saving for old age is the last thing todays youth have on their mind, it's not way down the list of priorities, it's not even on the list of priorities. The importance of saving for the future should be instilled from school, it should be a part of the national curriculum. Sadly it's not considered important enough, these days encouraging little boys that it's OK to wear a dress is far more important than planning for a secure future. Its way down their priorities because their priority is getting through tis month. I know at your age its difficult to remember Red 😂 but how would you have done in your early days if your rent/mortgage was over half your income? When we were young (Just after the black death😂) Our houses cost 3 times our annual income. Now its 10 times. |
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Post by Totheleft on Nov 23, 2024 13:40:56 GMT
so them that work for 29yrs and dont receive state pension are in your book are lifes losers and envious Give examples of “ them that work for 29yrs and don’t receive state pension “. Try to post it in English . im sure you know to receive state pension you must of worked 30hrs so its logical to say some have fallen short for whatever reason by a year |
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Post by Bentley on Nov 23, 2024 13:44:06 GMT
Give examples of “ them that work for 29yrs and don’t receive state pension “. Try to post it in English . im sure you know to receive state pension you must of worked 30hrs so its logical to say some have fallen short for whatever reason by a year 30 hrs isn’t long … |
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Post by Totheleft on Nov 23, 2024 13:45:58 GMT
im sure you know to receive state pension you must of worked 30hrs so its logical to say some have fallen short for whatever reason by a year 30 hrs isn’t long … 30yrs |
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Post by zanygame on Nov 23, 2024 13:48:46 GMT
im sure you know to receive state pension you must of worked 30hrs so its logical to say some have fallen short for whatever reason by a year 30 hrs isn’t long … To qualify for the state pension, you generally need to have paid or been credited with at least 35 qualifying years of National Insurance (NI) contributions. A qualifying year is typically a tax year in which you: Earn over £242 per week from one employer and pay NI contributions Earn between £123 and £242 per week from one employer and are treated as having paid NI contributions I can imagine quite a few not achieving that. |
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Post by Bentley on Nov 23, 2024 13:50:13 GMT
You can get a state pension if you work less than 30 years . It will be reduced but “The amount of State Pension you get depends on your National Insurance record. Your National Insurance record includes National Insurance contributions that you pay when you are working and contributions that are credited to you when you are unable to work. For example, you can get National Insurance credits when you’re claiming Employment and Support Allowance or Jobseeker’s Allowance, or if you have caring responsibilities. Your record can also include voluntary contributions that you choose to pay to cover gaps when you are not working or getting credits.” I suspect that you can claim pension credit too but I’m not sure . You posted a false claim that 5 minutes of google could refute . |
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Post by Bentley on Nov 23, 2024 13:51:20 GMT
To qualify for the state pension, you generally need to have paid or been credited with at least 35 qualifying years of National Insurance (NI) contributions. A qualifying year is typically a tax year in which you: Earn over £242 per week from one employer and pay NI contributions Earn between £123 and £242 per week from one employer and are treated as having paid NI contributions I can imagine quite a few not achieving that. You Will receive a state pension but it may be reduced. |
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Post by Bentley on Nov 23, 2024 13:56:04 GMT
You can receive benefits even if you have never worked
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Post by Totheleft on Nov 23, 2024 13:57:51 GMT
what about them on the lower end of state pension them you obviously had a faux care for who didnt have private pension
are they losers and envious
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Post by Orac on Nov 23, 2024 13:58:30 GMT
An offer to manage 'pooled resources' always turns into a scam in which the 'managed resources' somehow go missing Yep. If you don't save enough for your pension you should be left to starve. Bring back the Victorians I say. If you do too little then people get crushed If you do too much, then you undermine incentives and the flan folds in If you put someone in charge of the problem, they create a bureaucratic empire that has an interest in hobbling people It's insoluble without some extra incentive acting as glue - honor perhaps? or Family? |
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Post by Bentley on Nov 23, 2024 14:03:02 GMT
what about them on the lower end of state pension them you obviously had a faux care for who didnt have private pension are they losers and envious What’s a “ faux care”? You post a false claim then post a false phrase. Everyone can have a private pension . |
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