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Post by Bentley on Nov 23, 2024 12:26:03 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending .
The result is hard working people receive better pensions and easier lives .
I can understand life’s losers being envious of people who are not life’s losers .
It’s inevitable that they will try to take other peoples money .
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Post by Orac on Nov 23, 2024 12:33:32 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . An offer to manage 'pooled resources' always turns into a scam in which the 'managed resources' somehow go missing |
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Post by zanygame on Nov 23, 2024 12:44:45 GMT
Yeah they lied. The cost of keeping ever more of them alive sucked up all the National Insurance they paid and left nothing for state pensions. But no government was brave enough to tell them the health care was getting better and more expensive. Socialism was advertised as one thing and became something else ( a way of ripping people off). This must be a first What a load of rubbish. Socialism was never advertised. Its as I said, health care kept improving but no one kept up with the costs. If you didn't want too pay more you should have told the old that 80 years is it. |
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Post by piglet on Nov 23, 2024 12:46:37 GMT
Bentley, nail hit on head, brilliant. This is another example of how hopeless our system is, it does not check itself, like a ship sailing the seas, getting its position from the stars, so it can change course.
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Post by zanygame on Nov 23, 2024 12:52:28 GMT
Currently the UK has 3.2m on sickness benefit, up 1m in just five years. Yesterday, the DWP said we're on course to hit 4m... in four years. So are ever more generous welfare payments affordable given the lack of growth in the economy and possible stagflation after the budget?. Countries across Europe are struggling with similar problems so perhaps the all-encompassing welfare state was simply a post-war glitch and normal service will be resumed where people have to work to support themselves and their families - as was the norm thoughout history. I support the Welfare System to look after those who are genuinely born with physical or mental issues or very ill or injured to work, but those who are fit and well should only be supported for a short time if out of work, here in Southern Ireland if you cannot find work you will be given some financial support from the Government ( public purse) but in return you have to carry out work within your community. You will be tasked with clearing up litter, cutting hedges , mowing grass verges, tidy up the local graveyard , maintaining public arears, repairing walls , clearing roadside drains etc on a regular basis 5 days a week IMO that is how it should be I laud your aims Handyman, but who wants to employ those who don't want to work, or those who can't get their lives together enough to work. Unless you remove workers rights no one will take them on. I can't begin to list the number of 'workers' we've had over the years sent from the job centres who turn up late every time, take sick leave every Monday and use up the book of excuses in a month. In the end we simply refused to interview them. Add to that the number who seem to live their lives in a permanent state of trauma, with something going wrong every week. I don't suppose its changed much. |
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Post by zanygame on Nov 23, 2024 12:57:25 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . We should have separated state pension contributions separate to health care contributions. That would have protected those who paid more in while not hiding the growing cost of health care. My dad paid loads into his state pension, but I suspect the care he needed in the last 10 years of his life ate all that up and more. |
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Post by zanygame on Nov 23, 2024 12:59:51 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . An offer to manage 'pooled resources' always turns into a scam in which the 'managed resources' somehow go missing Yep. If you don't save enough for your pension you should be left to starve. Bring back the Victorians I say. |
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Post by Dogburger on Nov 23, 2024 13:00:42 GMT
It should be affordable but it isnt as there are too many freeloaders in the system
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Post by Bentley on Nov 23, 2024 13:01:28 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . An offer to manage 'pooled resources' always turns into a scam in which the 'managed resources' somehow go missing Indeed. NI contributions have been sold in the same way was an endowment policy( regarding pensions ). The more you put in the more you receive. There have been seperate NI pension contributions over the years that you could opt in or opt out ( I can’t for the life of me remember the names ). So would the people who want to ‘ means test ‘ the pension contribute to an endowment scheme where you final payout would be reduced if you were considered’ rich’ on the day you received it? No matter how much you contributed ? Not only that but the people who contributed less than you would automatically receive more? The idea of means testing pensions is a farce constructed by and for the politics of envy. |
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Post by Bentley on Nov 23, 2024 13:04:13 GMT
The more you earn , the more state pension you get . Add the private pension that you contributed to instead of spending . The result is hard working people receive better pensions and easier lives . I can understand life’s losers being envious of people who are not life’s losers . It’s inevitable that they will try to take other peoples money . We should have separated state pension contributions separate to health care contributions. That would have protected those who paid more in while not hiding the growing cost of health care. My dad paid loads into his state pension, but I suspect the care he needed in the last 10 years of his life ate all that up and more. I’m not sure that seperate pension and health contributions would have had the result that your Dad would have contributed more towards his health care . Im not sure that health care is solely funded by NI contributions either. |
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Post by Bentley on Nov 23, 2024 13:05:13 GMT
An offer to manage 'pooled resources' always turns into a scam in which the 'managed resources' somehow go missing Yep. If you don't save enough for your pension you should be left to starve. Bring back the Victorians I say. Why do you make up this shit ? Where did he say that? |
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Post by The Squeezed Middle on Nov 23, 2024 13:06:47 GMT
Currently the UK has 3.2m on sickness benefit, up 1m in just five years... One of the problems is that many of the long-term unemployable were rebranded as "Disabled" by the last Labour government. And the system just encourages such dysfunctional people to breed more of the same. So no, it isn't affordable long term. |
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Post by The Squeezed Middle on Nov 23, 2024 13:07:48 GMT
Currently the UK has 3.2m on sickness benefit, up 1m in just five years. Yesterday, the DWP said we're on course to hit 4m... in four years. So are ever more generous welfare payments affordable given the lack of growth in the economy and possible stagflation after the budget?. Countries across Europe are struggling with similar problems so perhaps the all-encompassing welfare state was simply a post-war glitch and normal service will be resumed where people have to work to support themselves and their families - as was the norm thoughout history. while there certainly is a urgent need to drive people to work ;.the Elephant in the room is state pension this is a old report from 2021 this is the reason i belief state pension should be means tested The UK government's pension liabilities have risen 22 per cent in three years, raising questions about the sustainability of public pension schemes. Article continues after advert According to figures from the Office for National Statistics, published yesterday (February 8), the government’s pension liabilities had surged by 22 per cent between 2015 and 2018, to £6.4tn. State pension liabilities amounted to £4.8tn, or 224 per cent of gross domestic product .https://www.ftadviser.com/pensions/2021/02/09/uk-govt-pension-liabilities-surge-1-3trn-in-3-years/ No doofus, discouraging actual contributors from contributing is not the way forward.
Removing benefits from those that have not contributed is.
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Post by Bentley on Nov 23, 2024 13:08:28 GMT
Iirc Thatcher was keen on private pensions because ( amongst other things) she know that the state pension would be problematic in the future .
Is it a motivation or demotivating to introduce a policy where your private pensions contributions might reduce or completely stop your future state pension?
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Post by Dan Dare on Nov 23, 2024 13:13:02 GMT
The answer I read most often is 'you can't have both a Welfare State and open borders'. Eager welfare recipients tend to turn up in sufficient numbers to enjoy the fruits of a system they haven't paid into, while those who have spent decades paying in, get a little narked when they can't see a Doctor or a Dentist or their kid is put in a class of 75, forty percent of whom can barely speak English, and you have to dodge the sharpened knives as best you can in the playground, before heading back to the classroom for another lesson on the subject of White Guilt and why huge reparations payments need to start immediately. You can have a creaking Welfare State for a few more years, but the poor sods who mostly have and do pay for it, are seeing what money they had drain away rather quickly to finance wars, climate change, and foreign aid .... to the extend they can now barely pay their electricity bills. David Goodhart pointed out some twenty years ago that a welfare state and a highly diverse one are fundamentally incompatible. That's why Sweden is a functioning welfare state but the United States is not.
We should anticipate that welfare states in Europe, including the UK, will begin to wither away as they become more and more diverse. In fact the process has already started.
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