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Post by Toreador on Dec 27, 2022 17:49:33 GMT
So — what can you see happening or, even hope would happen…? I do not think there is a general problem with competency and I am sure all parties could throw together a half competent team. What does worry me though is what are the policies. We know they have lied their backsides off since the sixties and that now seems to be worse in that many direct pledges are made and several are jettisoned almost immediately they get into office. The last one to do as she said she would in general terms was Thatcher whether you agree with what she did or not. Now we really have no idea what they will agree with International partners for the greatest 'good' around the world and we could be voting in anyone who would agree to clothe us in sackcloth and ban us from all sorts of things. We do seem to be in the post democratic age with just us going through the motions every few years. I wasn't talking "half competent" and neither is it desirable. |
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Post by johnofgwent on Dec 28, 2022 4:41:01 GMT
i can remember when it was possible to buy a house (and raise a family) on a single working mans wage from driving a bus - something I'd like to see return but I doubt it will ever happen when we are importing a million extra migrants a year. I worked as a skilled engineer for the first 30 years of my working life and I was never in the position to get a mortgage on a reasonable, not new nor expensive, property on my wage alone. I suppose it depends what sort of engineering. In 1983 our first home a terraced brand new build cost £24850 with a 100% mortgage easily inside the 3 x my salary of £8500 and Moira’s of £3000. Five years later my salary was £15000 and hers £6000 which again easily allowed the 100% mortgage on our upgrade to a 3 bed semi costing £39,900 Of course three months later the twat Lawson took out dual MIRAS relief for unwed homeowners living in sin. The stupidity of allowing a six month window to do that pushed our house and all others in the street from £39,000 to £85,000 followed by a tanking to £55,000 the weekend after the multi tax relief ended. The resulting negative equity lasted for decades we only got £69,000 in part ex for it when we moved to our current home which cost £94,995 in 1997 and one like it but with a double garage and less garden went for £400,000 a few months ago, a 37% hike in the 2019 peak pre pox. So yeah I can see how the tories might have screwed you but so did brown. |
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Post by Toreador on Dec 28, 2022 6:45:32 GMT
I worked as a skilled engineer for the first 30 years of my working life and I was never in the position to get a mortgage on a reasonable, not new nor expensive, property on my wage alone. I suppose it depends what sort of engineering. In 1983 our first home a terraced brand new build cost £24850 with a 100% mortgage easily inside the 3 x my salary of £8500 and Moira’s of £3000. Five years later my salary was £15000 and hers £6000 which again easily allowed the 100% mortgage on our upgrade to a 3 bed semi costing £39,900 Of course three months later the twat Lawson took out dual MIRAS relief for unwed homeowners living in sin. The stupidity of allowing a six month window to do that pushed our house and all others in the street from £39,000 to £85,000 followed by a tanking to £55,000 the weekend after the multi tax relief ended. The resulting negative equity lasted for decades we only got £69,000 in part ex for it when we moved to our current home which cost £94,995 in 1997 and one like it but with a double garage and less garden went for £400,000 a few months ago, a 37% hike in the 2019 peak pre pox. So yeah I can see how the tories might have screwed you but so did brown. My first house, a new terraced house near Slough, cost £3,560. At ensuing inflation rates that should put the current price at £72,000. Average price now £462,000. This is a major reason this country is crippled. |
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Post by vlk on Dec 28, 2022 7:38:40 GMT
In the 1970s people with an average income still could afford to buy a house in a place like Hampstead.
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Post by see2 on Dec 28, 2022 9:26:41 GMT
In the 1970s people with an average income still could afford to buy a house in a place like Hampstead. A need for my first property was in 1964, which IIRC was in the early years of people moving from rented property into buying a property. Fortunately for me my wife, college educated, decided to improve on her job as a counter assistant and ended up on a very good income. While I progressed onto Inspection, and then when Thatcher destroyed so many engineering jobs in the 1980s I changed course and retrained into a well paid professional position. That's life I guess, 1964 following the big freeze was tough but both my wife, who is still by my side, (how's that for luck and good judgment?) and myself stuck with it and came out well in the end. |
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