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Post by The Squeezed Middle on Jun 21, 2023 18:36:13 GMT
Social housing. There shouldn't be any. As for the Tories not caring about the working class, well just wait until Labour get in.
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Post by Vinny on Jun 21, 2023 18:40:00 GMT
We have a housing crisis because our politicians on both sides of the commons, are crap. For decades they've done fuck all to provide decent savings options, and so those with money buy houses as investments. PEPs (Personal Equity Plans) and TESSAs (Tax Exempt Special Savings Accounts) were replaced in 1999 with shitty ISAs which were far less attractive. Decent savings options other than housing, dried up. To overcome the housing crisis, we must go back to an era of high interest savings accounts, with tax exempt high interest options on the table for savers. Whatever the highest interest rate on a loan offered by a bank is, they must offer an interest rate not less than 1 quarter of that rate, to savers. High levels of personal debt must be discouraged, should be subject to a 5% tax, any interest rate above 30% should be subject to a 15% tax. Credit, must be affordable. There have to be limits placed on what an individual may borrow on credit cards / loans. Mortgages must be affordable. Houses must be affordable. If that means I am worse off, so be it. We need to build lots of new housing, both private and social. Whilst I agree with you on Tessa's etc. It doesn't explain the housing shortage. If the wealthy have transferred there saving to bricks and mortar there would still be enough homes, they would just be rented instead of bought. The reason rents are so massively high is because there aren't enough houses available to rent or buy. Agreed, not enough are being built or have been built, and part of the reason for that is the rate at which our population has grown. Immigration, without planning and preparation, inflated the population. That's not to judge immigrants, it's not their fault that our government did not prepare. But, our government did not prepare and immigration soared. |
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Post by Fairsociety on Jun 21, 2023 18:42:01 GMT
In 2021 there were just under 32,000 houses built which were either Housing Association or local authority In 2013, three years after the coalition came to power, there were 29,000 homes built in the same social sector In the last full year of a Labour government, before Margaret Thatcher became Prime Minister, there were 135,000 social sector houses built. YES pacifico, you are correct that Thatcher did build 242,000 homes ( 1988 ), of which only 34,000 were social housing.I will stick to my original point - that the building of SOCIAL HOUSING fell of a cliff edge as soon as Margaret Thatcher became Prime Minister, and many say it was done on purpose, like some kind of social cleansing. The present housing crisis is to a large degree due to insufficient SOCIAL HOUSING been built over a 44 year period, of which 31 of those years have been under a Conservative government. Claiming that this government has built X number of houses, or that Thatcher build X number of houses is irelevant because the vast majority of those houses are Private Sector, to buy, where a mortgage is required, something which is out of reach for many people ... the kind of people that Tories do not reall care too much about. you can blame your private investors, including pension pots, they are the new kids on the block, they don't want social housing because you can't charge top whack for the rents.
Build to rent’s glitzy goldrush raises fears for social housing..
Banks, private equity and high-street names like John Lewis are piling in to the sector, but will the poor be priced out?
Welcome to the fast-growing world of “build to rent”, an asset class that is shaking up the housing market, luring renters with the promise of more professional management than individual private landlords, and sucking in a flood of money, from banks, pension funds and even retailer John Lewis. Tempted by the prospect of stable returns, these blocks are developed, owned and operated by large companies with deep pockets.
What makes me laugh the BoE governor who has fucked up, because he's too busy doing deals with private investors, putting mortgage interest rates up 13 times in a row, mortgage mugs funding the BoE governor so he has more money to lend to his business associates, with big fat backhanders.
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Post by zanygame on Jun 21, 2023 19:58:06 GMT
Whilst I agree with you on Tessa's etc. It doesn't explain the housing shortage. If the wealthy have transferred there saving to bricks and mortar there would still be enough homes, they would just be rented instead of bought. The reason rents are so massively high is because there aren't enough houses available to rent or buy. Agreed, not enough are being built or have been built, and part of the reason for that is the rate at which our population has grown. Immigration, without planning and preparation, inflated the population. That's not to judge immigrants, it's not their fault that our government did not prepare. But, our government did not prepare and immigration soared. Yep agree 100% Though i would say the government knew full well they weren't keeping up but wanted house prices rising as their backers own the land that also rose in price. |
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Post by Vinny on Jun 21, 2023 21:03:22 GMT
Blair, Mandelson etc got extremely rich through investing in the booming property market of the early 2000's.
Mandelson has about £4m in the bank.
Blair about £50m.
Gordon Brown about £14m.
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Post by jonksy on Jun 21, 2023 21:04:43 GMT
Blair, Mandelson etc got extremely rich through investing in the booming property market of the early 2000's. Mandelson has about £4m in the bank. Blair about £50m. And bair has a massive property portfolio. |
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Post by jonksy on Jun 21, 2023 21:12:31 GMT
Agreed, not enough are being built or have been built, and part of the reason for that is the rate at which our population has grown. Immigration, without planning and preparation, inflated the population. That's not to judge immigrants, it's not their fault that our government did not prepare. But, our government did not prepare and immigration soared. Yep agree 100% Though i would say the government knew full well they weren't keeping up but wanted house prices rising as their backers own the land that also rose in price. Blairopoly: What’s Tony doing when he’s not trying to wreck Brexit? Building a £35m property empire where his children alone have homes worth £12m - thanks to some VERY unsocialist wheeler-dealing... Former Prime Minister Tony Blair's property portfolio consists of 39 homes and flats worth up to £35 million The investments span from student digs in Manchester to principal homes in London and Buckinghamshire The Daily Mail can today reveal the owners of the controversial shed are none other than Blair and his family
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Post by Pacifico on Jun 21, 2023 21:36:52 GMT
I will stick to my original point - that the building of SOCIAL HOUSING fell of a cliff edge as soon as Margaret Thatcher became Prime Minister, and many say it was done on purpose, like some kind of social cleansing. are you sure you want to go there? - I'm willing to compare Thatchers record for building social housing with the Blair/Brown era any day. In fact lets have a taster. In Thatchers worst year for building Council and Housing Association homes it was a total of only 33,400 ...and compared to Labours worst year which was an appalling 17,800.Really Sid, you should be ashamed of yourself for trying to whitewash such a dire record. |
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Post by Pacifico on Jun 21, 2023 21:39:46 GMT
Agreed, not enough are being built or have been built, and part of the reason for that is the rate at which our population has grown. Immigration, without planning and preparation, inflated the population. That's not to judge immigrants, it's not their fault that our government did not prepare. But, our government did not prepare and immigration soared. Yep agree 100% Though i would say the government knew full well they weren't keeping up but wanted house prices rising as their backers own the land that also rose in price. the fastest rise in prices was under the Blair/Brown regime - a far cry from the glory days of the Labour Party. |
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Post by zanygame on Jun 22, 2023 7:30:43 GMT
Yep agree 100% Though i would say the government knew full well they weren't keeping up but wanted house prices rising as their backers own the land that also rose in price. the fastest rise in prices was under the Blair/Brown regime - a far cry from the glory days of the Labour Party. And the Tories continued the policy? Why wasn't housing a major problem under new labour? |
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Post by Orac on Jun 22, 2023 7:51:41 GMT
I disagree on us running out of land, only 12% of available land is built on. We could decide the be more dependent of importing food and release some of the 20 million acres of arable land for building. Which would be idiotic and suicidal in comparison to the simple measure of drastically reducing immigration and then looking at housing. However, you place this back-to front idiocy, which would only act to encourage yet more immigration and reduce our ability to be independent, as a priority. You seems to be taking the same 'international concentration camp' attitude to the UK population that of the the Dutch government re the Dutch people - ie you will live in a concreted over, dependant compound and you won't be allowed to ability to look after yourselves. |
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Post by zanygame on Jun 22, 2023 8:21:14 GMT
I disagree on us running out of land, only 12% of available land is built on. We could decide the be more dependent of importing food and release some of the 20 million acres of arable land for building. Which would be idiotic and suicidal in comparison to the simple measure of drastically reducing immigration and then looking at housing. However, you place this back-to front idiocy, which would only act to encourage yet more immigration and reduce our ability to be independent, as a priority. You seems to be taking the same 'international concentration camp' attitude to the UK population that of the the Dutch government re the Dutch people - ie you will live in a concreted over, dependant compound and you won't be allowed to ability to look after yourselves.One more time. I am not talking about future immigration. I am talking about the current shortage of 4 million homes and the fact that most young people cannot afford them because of that shortage. If you are not interested in solving this issue and just want to moan about immigration please feel free to do so, but please don't misrepresent my position in order to somehow make it my fault. |
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Post by Orac on Jun 22, 2023 8:28:01 GMT
Which would be idiotic and suicidal in comparison to the simple measure of drastically reducing immigration and then looking at housing. However, you place this back-to front idiocy, which would only act to encourage yet more immigration and reduce our ability to be independent, as a priority. You seems to be taking the same 'international concentration camp' attitude to the UK population that of the the Dutch government re the Dutch people - ie you will live in a concreted over, dependant compound and you won't be allowed to ability to look after yourselves.One more time. I am not talking about future immigration. I am talking about the current shortage of 4 million homes and the fact that most young people cannot afford them because of that shortage. If you are not interested in solving this issue and just want to moan about immigration please feel free to do so, but please don't misrepresent my position in order to somehow make it my fault. As I point out in my message, it's insoluble if tackled in isolation to immigration. The only effects of such an approach would be to increase immigration and make the UK population even less able to look after themselves. |
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Post by Vinny on Jun 22, 2023 8:39:39 GMT
Yep agree 100% Though i would say the government knew full well they weren't keeping up but wanted house prices rising as their backers own the land that also rose in price. Blairopoly: What’s Tony doing when he’s not trying to wreck Brexit? Building a £35m property empire where his children alone have homes worth £12m - thanks to some VERY unsocialist wheeler-dealing... Former Prime Minister Tony Blair's property portfolio consists of 39 homes and flats worth up to £35 million The investments span from student digs in Manchester to principal homes in London and Buckinghamshire The Daily Mail can today reveal the owners of the controversial shed are none other than Blair and his family
Quite right, he built up an enormous property portfolio (using taxpayers money to buy what was once cheap), then caused the market value to boom. Greedy bastard he is.
What's needed, is to reverse all this, and make housing affordable again.
We have to build adequate numbers of houses, we cannot do that, unless we know how many people we need to build for.
Immigration is a factor in this. It needs taking into account, and hasn't been since the days of 'New Labour'.
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Post by sheepy on Jun 22, 2023 8:47:26 GMT
Blairopoly: What’s Tony doing when he’s not trying to wreck Brexit? Building a £35m property empire where his children alone have homes worth £12m - thanks to some VERY unsocialist wheeler-dealing... Former Prime Minister Tony Blair's property portfolio consists of 39 homes and flats worth up to £35 million The investments span from student digs in Manchester to principal homes in London and Buckinghamshire The Daily Mail can today reveal the owners of the controversial shed are none other than Blair and his family
Quite right, he built up an enormous property portfolio (using taxpayers money to buy what was once cheap), then caused the market value to boom. Greedy bastard he is.
What's needed, is to reverse all this, and make housing affordable again.
We have to build adequate numbers of houses, we cannot do that, unless we know how many people we need to build for.
Immigration is a factor in this. It needs taking into account, and hasn't been since the days of 'New Labour'.
I often wonder if giving Sir Tony a knighthood of the highest order, was more a case of keep your friends close and your enemies closer. |
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