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Post by zanygame on Dec 3, 2022 21:19:52 GMT
No, other people used them. You don't seem to have any understanding as to how insurance works. Do you think your car insurance company keeps an ambulance, hospital, doctor, car repair workshop, resprayer and a hire car in a warehouse somewhere unused in case you make a claim? It's where the good guys pay for the bad guys; drivers that have never made a claim pay for those who do, people who are rarely ill pay for those who are ill. The whole busines is one of one section subsidising the other. its risk control. Despite your description I bet you still have fully comprehensive insurance on your car. |
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Post by Pacifico on Dec 3, 2022 21:57:42 GMT
Well all this equipment and drugs that you bought must still be sitting around somewhere unused - can you get it delivered and I'll flog it off on ebay.
You don't seem to have any understanding as to how insurance works. Do you think your car insurance company keeps an ambulance, hospital, doctor, car repair workshop, resprayer and a hire car in a warehouse somewhere unused in case you make a claim? Ah!, these 'other people' who used all this medical assistance paid for it with their contributions. So your contention that I 'used' £694,000 worth of healthcare was bollocks - like most of your arguments. |
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Post by zanygame on Dec 3, 2022 22:18:24 GMT
No, other people used them.
You don't seem to have any understanding as to how insurance works. Do you think your car insurance company keeps an ambulance, hospital, doctor, car repair workshop, resprayer and a hire car in a warehouse somewhere unused in case you make a claim? Ah!, these 'other people' who used all this medical assistance paid for it with their contributions. So your contention that I 'used' £694,000 worth of healthcare was bollocks - like most of your arguments. Some did, some didn't, that's how insurance works. I love it when you realise you've lost, your reaction is so predictable  |
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Post by Pacifico on Dec 3, 2022 22:23:28 GMT
Ah!, these 'other people' who used all this medical assistance paid for it with their contributions. So your contention that I 'used' £694,000 worth of healthcare was bollocks - like most of your arguments. Some did, some didn't, that's how insurance works. I love it when you realise you've lost, your reaction is so predictable So the NI I paid went to healthcare that I didn't use but the NI that others paid did not go to the healthcare that they actually used. Like all your arguments this needs work..  Of course this is all ignoring the fact that NI does not pay for healthcare anyway. |
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Post by zanygame on Dec 3, 2022 22:46:58 GMT
Some did, some didn't, that's how insurance works. I love it when you realise you've lost, your reaction is so predictable So the NI I paid went to healthcare that I didn't use but the NI that others paid did not go to the healthcare that they actually used. Like all your arguments this needs work.. Of course this is all ignoring the fact that NI does not pay for healthcare anyway. I'm sorry I occasionally forget your intelligence level. Do you genuinely not understand how insurance works? Everyone who can pays into the NHS, between them all they create a pot that is then used for those who need to use it. Some people need it and some don't. You haven't needed it yet I presume, but you don't know the future. And ofcourse NI pays towards the NHS. Does National Insurance pay for the NHS?
The NHS is mainly funded through general taxation, boosted by National Insurance contributions (NICs). It also pays for loss of income through ill health or unemployment. |
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Post by Equivocal on Dec 4, 2022 8:04:30 GMT
Pensioners that are in their 70's 80's or even 90's who paid into the State Pensions Scheme for many years many for 50 years receive a lower amount then those younger who have paid into the scheme for 36 years, or over, in this day and age of Levelling up perhaps their pension should be increased to the new level. Anyone whose only income is the State Pension really struggle to make ends meet after all those years of working and paying into the system, made even worse by the cost of living in today's world. Not only did I pay for my State Pension over the years, but I paid into another Pension Scheme for years, plus two other modest pension schemes for 10 years as I worked passed the age of 65 years, even though I am now retired I still pay tax on my income and will do so until I pop me clogs, so still paying into the system. Yes, TTL wants to rob me of what I have paid for, the Politics of Envy and Hate, I have never been a burden on the state, never claimed any benefits as I kept working and paying my way and my bills, so did many others I believe the 'old' state pension was/is made up of two elements; the basic state pension and the state earnings related pension scheme ("SERPS"). It was possible to opt out of SERPS and both (from memory) the employee and the employer paid lower NIC contributions.
As I understand it, if a pensioner receiving the old state pension had not opted out of SERPS and had sufficient earnings, then their old pension would be around the same as the new pension. This, I suppose, is fair enough, because those receiving the maximum old state pension would have paid in proportionately more than those receiving just the basic old state pension.
While this fact adds nothing to whether the triple lock should be in place, it put the kibosh on the argument that state pensions were not at least sold to the population as a paid for benefit through NICs.
I suppose it might be fair to say that because the state pension is funded from current contributions of the working population, state pensions should rise in proportion to earnings. The counter argument might be that most retired people don't have the option to work more when times get tough.
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Post by Pacifico on Dec 4, 2022 8:05:20 GMT
So the NI I paid went to healthcare that I didn't use but the NI that others paid did not go to the healthcare that they actually used. Like all your arguments this needs work.. Of course this is all ignoring the fact that NI does not pay for healthcare anyway. I'm sorry I occasionally forget your intelligence level. Do you genuinely not understand how insurance works? Everyone who can pays into the NHS, between them all they create a pot that is then used for those who need to use it. Some people need it and some don't. You haven't needed it yet I presume, but you don't know the future. And ofcourse NI pays towards the NHS. Does National Insurance pay for the NHS?
The NHS is mainly funded through general taxation, boosted by National Insurance contributions (NICs). It also pays for loss of income through ill health or unemployment. So your claim that I had all this healthcare provided for my NI conts was bollocks then - as expected. Let me make a suggestion - next time you want to invent shit, try and make it believable. |
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Post by zanygame on Dec 4, 2022 8:46:02 GMT
I'm sorry I occasionally forget your intelligence level. Do you genuinely not understand how insurance works? Everyone who can pays into the NHS, between them all they create a pot that is then used for those who need to use it. Some people need it and some don't. You haven't needed it yet I presume, but you don't know the future. And ofcourse NI pays towards the NHS. Does National Insurance pay for the NHS?
The NHS is mainly funded through general taxation, boosted by National Insurance contributions (NICs). It also pays for loss of income through ill health or unemployment. So your claim that I had all this healthcare provided for my NI conts was bollocks then - as expected. Let me make a suggestion - next time you want to invent shit, try and make it believable. The health care was in place in case you needed it, sorry you can't understand that. |
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Post by Pacifico on Dec 4, 2022 10:28:28 GMT
So your claim that I had all this healthcare provided for my NI conts was bollocks then - as expected. Let me make a suggestion - next time you want to invent shit, try and make it believable. The health care was in place in case you needed it, sorry you can't understand that. You just admitted that that healthcare was used by other people - if you give an antibiotic pill to one person you cannot give the same pill to me. Use some common sense for once. |
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Post by jaydee on Dec 4, 2022 10:30:30 GMT
How can you rob someone of something they didn't pay for? But they have paid for it. Quite handsomely.
I take it you've heard of National Insurance?
If you go on the website it will tell you exactly how much you've paid for.
Ah Nigel. They paid for the worst pension in the developed world. Could you tell me the UKIP fascist policy on this.  |
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Post by zanygame on Dec 4, 2022 10:46:34 GMT
The health care was in place in case you needed it, sorry you can't understand that. You just admitted that that healthcare was used by other people - if you give an antibiotic pill to one person you cannot give the same pill to me. Use some common sense for once. No , but I can have a factory built to make the drugs and make enough so that if you need them they are there. Now please stop making yourself look quite such an idiot. |
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Post by The Squeezed Middle on Dec 4, 2022 10:53:54 GMT
Ah Nigel. They paid for the worst pension in the developed world... Probably because we spend so much subsidising the Jocks. ...Could you tell me the UKIP fascist policy on this. I don't think that UKIP have any fascist policies, unlike your SNAZIs. |
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Post by Pacifico on Dec 4, 2022 11:25:44 GMT
You just admitted that that healthcare was used by other people - if you give an antibiotic pill to one person you cannot give the same pill to me. Use some common sense for once. No , but I can have a factory built to make the drugs and make enough so that if you need them they are there. Now please stop making yourself look quite such an idiot. What are you dribbling on about now? - most drugs are made by private companies in India. The thing that you dont understand (or choose not to) is that pension contributions are delayed wages - you pay in to get something back later. Healthcare is funded through taxation as and when the citizens need it. |
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Post by zanygame on Dec 4, 2022 13:28:50 GMT
No , but I can have a factory built to make the drugs and make enough so that if you need them they are there. Now please stop making yourself look quite such an idiot. What are you dribbling on about now? - most drugs are made by private companies in India. The thing that you dont understand (or choose not to) is that pension contributions are delayed wages - you pay in to get something back later. Healthcare is funded through taxation as and when the citizens need it. Gosh you'd think the NHS should be pretty much free wouldn't you.  |
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Post by Pacifico on Dec 4, 2022 18:02:15 GMT
What are you dribbling on about now? - most drugs are made by private companies in India. The thing that you dont understand (or choose not to) is that pension contributions are delayed wages - you pay in to get something back later. Healthcare is funded through taxation as and when the citizens need it. Gosh you'd think the NHS should be pretty much free wouldn't you. If you think the NHS is 'free' - then you are much bigger fool than I took you for.. |
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