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Post by Einhorn on Jul 30, 2023 19:56:29 GMT
Marked against you by whom? You're not that naïve. Yes, I am. Isn't that confidential information? |
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Post by sheepy on Jul 30, 2023 19:57:47 GMT
Debanked means grasshopper you have your account cancelled and it will be marked against you in the future. Marked against you by whom? Marked against your credit rating, which will also stop you getting other services at a reasonable rate, you will have been thrown on the mercy of the sharks. |
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Post by zanygame on Jul 30, 2023 19:58:45 GMT
In all fairness Darling if a bank closes your account odds are no other bank would touch you. I didn't know that. Do banks share that sort of information with each other? I would have thought it was confidential. As confidential as your credit history. |
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Post by Einhorn on Jul 30, 2023 19:59:10 GMT
Marked against you by whom? Marked against your credit rating, which will also stop you getting other services at a reasonable rate, you will have been thrown on the mercy of the sharks. For God's sake! |
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Post by Einhorn on Jul 30, 2023 19:59:41 GMT
I didn't know that. Do banks share that sort of information with each other? I would have thought it was confidential. As confidential as your credit history. So, your credit history would state that the bank terminated rather than you terminated? I've changed my bank account a couple of times. I don't believe the reasons have ever been made known to another bank. |
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Post by sheepy on Jul 30, 2023 20:01:28 GMT
As confidential as your credit history. So, your credit history would state that the bank terminated rather than you terminated? A refusal of a bank account will be marked against your credit rating. It will just about sink it in fact. |
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Post by Einhorn on Jul 30, 2023 20:02:56 GMT
So, your credit history would state that the bank terminated rather than you terminated? A refusal of a bank account will be marked against your credit rating. It will just about sink it in fact. Did you just make that up, Sheeps? |
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Post by sheepy on Jul 30, 2023 20:04:50 GMT
A refusal of a bank account will be marked against your credit rating. It will just about sink it in fact. Did you just make that up, Sheeps? Nope it is a fact I thought everyone knew that banks and many other people can check it and affect it if they so choose. |
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Post by Einhorn on Jul 30, 2023 20:07:31 GMT
Did you just make that up, Sheeps? Nope it is a fact I thought everyone knew that banks and many other people can check it and affect it if they so choose. In what circumstances can a negative score be put on a person's credit rating, Sheeps? You mean to say, that a bank could just enter a negative score even if there was no independent judgment against you? You could be a perfectly good customer, and the bank could just terminate your contract and enter a negative score on your credit rating for good measure. Is that how things work? |
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Post by sheepy on Jul 30, 2023 20:09:19 GMT
Nope it is a fact I thought everyone knew that banks and many other people can check it and affect it if they so choose. In what circumstances a negative score be put on a person's credit rating, Sheeps? You mean to say, that a bank could just enter a negative score even if there was no independent judgment against you? By debanking you they have. It isn't like voluntarily changing your account and even then there will be a credit check. |
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Post by Einhorn on Jul 30, 2023 20:11:07 GMT
In what circumstances a negative score be put on a person's credit rating, Sheeps? You mean to say, that a bank could just enter a negative score even if there was no independent judgment against you? By debanking you they have. It isn't like voluntarily changing your account and even then there will be a credit check. Again, how would another bank know you were debanked? I've changed banks in the past. Nobody asked who I had previously banked with. Are you saying there is a huge register available to all banks where the bank manager can go and see where I previously had an account? I assume this register will also tell the bank manager the reasons why I'm changing banks. Is that how it works? |
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Post by zanygame on Jul 30, 2023 20:14:37 GMT
As confidential as your credit history. So, your credit history would state that the bank terminated rather than you terminated? I've changed my bank account a couple of times. I don't believe the reasons have ever been made known to another bank. That's because you switched accounts rather than applied for a new one with that inevitable question. Have you had a previous bank account? It been a while now but I did some work with the CAB trying to get the issue of basic bank accounts sorted. You would be shocked by the horror stories we dealt with. |
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Post by sheepy on Jul 30, 2023 20:15:25 GMT
By debanking you they have. It isn't like voluntarily changing your account and even then there will be a credit check. Again, how would another bank know you were debanked? I've changed banks in the past. Nobody asked who I had previously banked with. Are you saying there is a huge register available to all banks where the bank manager can go and see where I previously had an account? Because every time you apply for an account unless it says no credit checks which none of the major banks do, it goes on your credit score even when it is only checked, if you have been refused an account or debanked every other bank will know. They will even know everywhere you have held an account and as you are always telling us you know the law, you cannot apply for a job in the law without a credit check.By law. |
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Post by Fairsociety on Jul 30, 2023 20:18:37 GMT
By debanking you they have. It isn't like voluntarily changing your account and even then there will be a credit check. Again, how would another bank know you were debanked? I've changed banks in the past. Nobody asked who I had previously banked with. Are you saying there is a huge register available to all banks where the bank manager can go and see where I previously had an account? I assume this register will also tell the bank manager the reasons why I'm changing banks. Is that how it works? Don't be daft Darling, your bank or banks is on your 'credit file' you only have to check with one of the reference agencies, my credit file tells me what I had for breakfast.
When they do a credit check it will go against you if you had a account closed down, if you have for 'no apparent reason', it's a blot on your social standing, being debanked by Coutts was a blot on Farage social standing, and for that they should pay for his humiliation.
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Post by Einhorn on Jul 30, 2023 20:23:18 GMT
So, your credit history would state that the bank terminated rather than you terminated? I've changed my bank account a couple of times. I don't believe the reasons have ever been made known to another bank. That's because you switched accounts rather than applied for a new one with that inevitable question. Have you had a previous bank account? It been a while now but I did some work with the CAB trying to get the issue of basic bank accounts sorted. You would be shocked by the horror stories we dealt with. I switched banks. I wasn't asked who my previous bank was. |
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