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Post by Toreador on Nov 28, 2022 21:43:24 GMT
More irony than the device you use to take the creases out of a leotard. I don't iron them, I don't even wash them, I just stand them up.
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Post by Deleted on Nov 28, 2022 22:31:25 GMT
For many pensioners with employment or private pension schemes, state pension raises will likely be peed away I see the fairest way to ensure state pension raises would be applied only to those who need them most would be to knock off the equivalent of any increases from the personal allowance of pensioners who have pensions above whatever is designated from other sources… Or triple lock the pensioners' minimum income guarantee rather than the pension itself.
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Post by Deleted on Nov 28, 2022 22:38:12 GMT
It already is and you pointed it out. The benefits and payments over the standard pension are means tested . The standard pension is paid by National insurance contributions. If you want a future Britain to have a far extra burden from pensions as it has now then discourage contributions to personal pension plans….as you seem to want to do . Quite.
But the politics of envy have never been financially literate.
As opposed to the politics of greed.
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Post by Pacifico on Nov 28, 2022 22:41:15 GMT
Quite.
But the politics of envy have never been financially literate.
As opposed to the politics of greed. Think about it - if the politics of greed were not financially literate they would cease to exist...
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Post by The Squeezed Middle on Nov 28, 2022 23:34:17 GMT
Quite.
But the politics of envy have never been financially literate.
As opposed to the politics of greed.
Said the man who wants to rob pensioners.
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Post by totheleft3 on Nov 28, 2022 23:50:56 GMT
Don't think anyone wonts to rob pensioners, if a pensioner has a private pension and he has a comfy a comfy lifestit .the reason he took out private pension so he can have a secure affordable income in is old age.
Why Does he need the extra state pension . Thats why im suggesting to means test it.
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Post by The Squeezed Middle on Nov 28, 2022 23:54:25 GMT
Then perhaps we should means test contributions. After all, if one isn't going to use a service why should one pay for it?
Fair's fair.
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Post by Bentley on Nov 28, 2022 23:55:38 GMT
Don't think anyone wonts to rob pensioners, if a pensioner has a private pension and he has a comfy a comfy lifestit .the reason he took out private pension so he can have a secure affordable income in is old age. Why Does he need the extra state pension . Thats why im suggesting to means test it. They paid for it in NI contributions. You want to rob pensioners , you just don’t want to admit it.
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Post by Bentley on Nov 28, 2022 23:56:20 GMT
Then perhaps we should means test contributions. After all, if one isn't going to use a service why should one pay for it? Fair's fair. Good point . Maybe the more you earn , the less you should pay .
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Post by The Squeezed Middle on Nov 29, 2022 0:17:12 GMT
Then perhaps we should means test contributions. After all, if one isn't going to use a service why should one pay for it? Fair's fair. Good point . Maybe the more you earn , the less you should pay .
Well, let's be fair: The more you earn, the more you've already paid.
And while we're on the subject, what about people with private health care? Perhaps they should get a tax rebate on account of the NHS services that they won't be using.
And people whose kids are in private education - they should get a rebate on account of the state schools that they're not using.
Same with pensions: If someone doesn't get to claim it, then they shouldn't have to pay for it.
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Post by dappy on Nov 29, 2022 0:30:14 GMT
I’ll never use a motorway in Manchester or the Northern rail link or HS2 - does that mean I shouldn’t pay for it?
We are a society, we spend money collectively to advance interests of society as a whole. You get a vote but not a veto.
State pension probably should be means tested - it makes no logical sense to give a universal basic income to those over 67 but not under it. Can’t really take it away from those in receipt or who have planned their retirement assuming would have it. So that’s a long term call.
Triple lock is grossly unfair though and should go.
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Post by totheleft3 on Nov 29, 2022 0:34:40 GMT
In my opinion people with private health care shouldn't use the NHS anyway for whatever reason .
Has for tax paid dont you get a tax allowance .
I know you get a tax allowance if you send your child to private education.
And the weathly get already get tax percks.
So in reality you dont pay your far share in taxes.
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Post by totheleft3 on Nov 29, 2022 0:55:29 GMT
Why Does he need the extra state pension . Thats why im suggesting to means test it. They paid for it in NI contributions. You want to rob pensioners , you just don’t want to admit it. Im nearly pension age myself so that dosent nake sence . Has for NI contrbution im early retied have been for the last 2 years ive paid class 2 NI because i was self employed. i kmow live of my earnings for selling , My business and savings. So I dont want to rob pensioners i want the money saved to go to the oap . you dosent have a private pension and social care.
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Post by Deleted on Nov 29, 2022 2:56:19 GMT
Don't think anyone wonts to rob pensioners, if a pensioner has a private pension and he has a comfy a comfy lifestit .the reason he took out private pension so he can have a secure affordable income in is old age. Why Does he need the extra state pension . Thats why im suggesting to means test it. Indeed. Massive savings could be made if we treated pensions like any other benefit and didn't give it to those who don't need it. But of course the old scroungers would react badly at the ballot box to such a situation so the party proposing it or implementing it would face an electoral disaster. It sticks in the craw somewhat that so many of them are such uncharitable sods whingeing about idlers and layabouts and the workshy and about how the country cant afford this and cant afford that yet believe there is a bottomless pit as of right when it comes to handouts to themselves even if they are already well off. And of course few of them are working to pay for it all.
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Post by Toreador on Nov 29, 2022 6:04:01 GMT
Don't think anyone wonts to rob pensioners, if a pensioner has a private pension and he has a comfy a comfy lifestit .the reason he took out private pension so he can have a secure affordable income in is old age. Why Does he need the extra state pension . Thats why im suggesting to means test it. Usual ttl3 rubbish as I've explained before. Now tell us if someone is deprived of their private pension, wholly or in part, should they get all or part of their private contributions back?
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